Nationwide Lending · Rooted In The Mountain West

Your Mountain West Lending Partner

Yellowstone Funding is a private debt fund specializing in real estate lending nationwide, with the majority of our deals concentrated in the Mountain West — delivering fast, creative capital for developers and investors alike.

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Who We Are

Creative Financing For Real Estate Development In The Intermountain West

Yellowstone Funding is a private debt fund specializing in real estate lending nationwide, with the majority of our deal volume concentrated in the Mountain West. Our investors receive competitive returns backed by quality real estate debt instruments.

Between our two Managers, we’ve personally completed over 150 fix and flips, built more than 50 new homes, and led over $50 million in real estate development. We know what real estate investors need, because we are real estate investors ourselves.

  • Flips Completed150+
  • New Homes Built50+
  • Development Led$50M+
Bison in the Mountain West
How We Lend

Financing Built Around Your Project

From ground-up construction to time-sensitive bridge financing, we structure capital around your project — with most loans closing in as little as 7–30 days, depending on deal complexity.

6–24 Month Terms

Construction Loans

Funding for ground-up development and vertical construction on residential, multifamily, and commercial projects, disbursed on a draw schedule tied to progress to keep your build moving on schedule. Up to 90% LTC / 75% LTV.

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Quick Approvals

Bridge Loans

Short-term capital for time-sensitive acquisitions, refinances, and transitions — ideal when you need to move fast on a purchase or unlock equity before permanent financing is in place. Up to 80% LTC / 80% LTV.

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Tailored Structuring

Acquisition & Land Development

Financing for raw and entitled land acquisition plus horizontal improvements — roads, utilities, and infrastructure — that prepare a site for vertical construction, across the Intermountain West. Up to 80% LTC / 70% LTV.

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Renovation Capital

Fix & Flip Loans

Short-term financing for renovation and resale projects on single-family and small multifamily properties, sized to your purchase price and rehab budget so you can move quickly on the right property. Up to 90% LTC / 75% LTV.

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Flexible Structures

Commercial Loans

Financing for commercial property acquisitions, refinances, and value-add projects — office, retail, industrial, and mixed-use — structured deal-by-deal around the property and business plan.

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Underwriting Guidelines

What We’ll Lend On

Representative underwriting parameters across our core lending programs. Every deal is evaluated individually — these are general guidelines, not a guarantee of terms.

Loan ProgramTypical Use CaseMax LTCMax LTV
Raw LandLand acquisition prior to entitlement50%50%
Entitled LandAcquisition of land with approved entitlements70%60%
Land DevelopmentHorizontal improvements — roads, utilities, infrastructure80%70%
Vertical ConstructionGround-up residential or commercial construction90%75%
Fix & FlipRenovation and resale projects90%75%
Bridge LoansTime-sensitive acquisitions and transitions80%80%
CommercialAcquisitions, refinances, and value-add projectsCase-by-caseCase-by-case

Most loans close within 7–30 days of a complete submission, depending on deal complexity.

Our Approach

When Traditional Lending Falls Short, We Rise To The Challenge

We provide flexible and strategic financing solutions tailored to the unique needs of developers and investors in this region. Our deep understanding of the local market and commitment to personalized service empower our clients to achieve their real estate goals with confidence — whether it’s for development, construction, or acquisition.

Shoshone Falls, Idaho
Meet The Team

The People Behind Yellowstone

Tayte Lackey

Tayte Lackey

Private Equity Advisor, Real Estate Developer & Licensed Real Estate Agent
Chet Lackey

Chet Lackey

Mortgage Banking, Real Estate Developer & Real Estate Executive
More About Our Team
Trusted By Partners Across The Region
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You’re Invited To Join Us!

Ready to explore investment opportunities with Yellowstone Funding? Book a meeting with us today to discuss how we can help you achieve your financial goals.

Book A Meeting With Us Today!